Cymraeg Septic Tanks and Small Sewage Treatment Plant
Owners of properties with a septic tank or must register their system with with Natural Resources Wales.
Properties which can not be connected to the public sewerage system will have a private waste disposal arrangement and this is common in rural properties.
The majority of domestic buildings will have a septic tank with a ground drainage system however older properties may have a cess pit or cess pool.
Modern properties will probably have a small sewage (package) treatment plant.
It is important that you know what you have and we can help with this process.
The system must be registered and this is free provided that it meets the folowing criteria
- your septic tank (soaks to ground through an infiltration system) services 13 or more people
- your package sewage treatment plant (discharging to a water course) services 33 or more people
- the sewage system is near a protected or designated area for the environment or a groundwater supply, for example, a Site of Special Scientific Interest (SSSI) or a Source Protection Zone for drinking water (we can check this for you once we have received your application)
- the sewage discharge is 50 metres or less from a borehole or well
Further information can be found on the Natural Resources Wales here
Updated 2nd September 2020
Mortgages
Tudor can help with your mortgage arrangements - more here soon...........
Land Transaction Tax (Stamp Duty).
The Following is a summary of Land Transaction Tax (LTT) in Wales as of 2025:
What Is LTT?
Land Transaction Tax is a property tax payable when buying land or property in Wales. It replaced Stamp Duty Land Tax (SDLT) in April 2018 and is administered by the Welsh Revenue Authority.
How LTT Works
- Progressive tax bands: You pay different rates on portions of the purchase price.
- Applies to: Residential and non-residential transactions.
- Effective date: Usually the date of completion (when ownership transfers).
Residential Property Rates (Main Home)
| Price Band (£) | Tax Rate |
|---|---|
| Up to £225,000 | 0% |
| £225,001 – £400,000 | 6% |
| £400,001 – £750,000 | 7.5% |
| £750,001 – £1,500,000 | 10% |
| Over £1,500,000 | 12% |
Higher Rates (Second Homes or Buy-to-Let)
| Price Band (£) | Tax Rate |
|---|---|
| Up to £180,000 | 5% |
| £180,001 – £250,000 | 8.5% |
| £250,001 – £400,000 | 10% |
| £400,001 – £750,000 | 12.5% |
| £750,001 – £1,500,000 | 15% |
| Over £1,500,000 | 17% |
Deadlines & Exemptions
- Return & payment due: Within 30 days of completion.
- No return needed if:
-
- Property is inherited and no payment is made.
- Transferred due to divorce/separation.
- Purchase price is under £40,000.
Tools & Advice
Use the LTT calculator to estimate your tax.- Solicitors usually handle the submission, but you're legally responsible for ensuring it’s done.
Land Transaction Tax (LTT) exemptions in Wales as of 2025:
Situations Where No LTT Is Payable
These are the most common exemptions:
- Low-value transactions: If the purchase price is under £40,000, no LTT return or payment is required.
- Gifts with no consideration: If land or property is transferred without any payment or debt assumption, it's exempt.
- Divorce or dissolution settlements: Transfers between former partners under a court order or formal agreement are exempt.
- Inheritance: Property passed on through a will or intestacy is not subject to LTT.
- Transfers between companies and shareholders: In certain restructuring cases, relief may apply.
- Crown or public body transfers: Some transactions involving government bodies are exempt.
Notable Non-Exemptions
- First-time buyers: Unlike England, Wales does not offer LTT relief for first-time buyers.
- Second homes and buy-to-let: These attract higher rates, not exemptions.
- Multiple dwellings: May qualify for relief, but not full exemption—special calculations apply.
Reliefs vs Exemptions
- Exemptions mean no tax or return is required.
- Reliefs reduce the amount payable but still require filing a return.
You can explore reliefs and exemptions in more detail via the Welsh Revenue Authority calculator.
Would you like help checking if a specific transaction qualifies for exemption or relief?
The above information is to provided as a guide and should not be relied upon by buyers or sellers - please take advice before making any commitment to buy or sell.
Free Floor Plans
NOTE: 3D floor plans free for all new instructions.
We can now prepare floor plans of older properties showing wall thicknesses - also as 3d plans. All free when you sell through our agency .
If you require a floor plan for other purposes please contact us for a quotation.
Disclaimer: These Floor Plans are for illustrative purposes only. Measurements and areas shown are approximate. These plans will not show the correct wall thicknesses, especially in older properties. We will aim to provide plans that are accurate and correctly represent the rooms within the property. We do not, however, provide any guarantees, warranty or representation as to the total accuracy and completeness of the floor plan. Anyone relying on the information provided in the property details (and floor plans) should conduct a careful, independent investigation of the property to determine the suitability of the property for their requirements.
Property Search
Residential properties for sale
We have a great selection of properties for sale - from flats and appartments, cottages and houses, bungalows and |chalets.
Follow the link below - set your search options and a list of properties will be displayed - you can also contact us on 01758 701 100 to discuss your requirements - or just call in to see us.
Follow the link and refine your search for Residential sales.
Properties for sale
We have a great selection of residential properties for sale - from flats and apartments, cottages and houses, bungalows and chalets.
We also sell agricultural land and commercial properties.
Follow the link below - choose from Residential or Commercial then follow the link to set your search options and a list of properties will be displayed - you can also contact us on 01758 701 100 to discuss your requirements - or just call in to see us.
Create a 'Property Alert' here
This section of the web site has useful information for the Buyer and Seller such as:
- details about Stamp Duty
- mortgage information
- viewing feedback forms
- valuation request form
- information about our Free 3D Floor Plans
- and much more
